Get the Best Price on Insurance

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The cost of insurance is rising. However, there are actions you can take before your insurance renewal period to make renewing easier and more cost-effective for your company.

An insurance renewal is the end of the term of your policy, at which point you’ll need to determine if you’d like to continue under the same policy with the same insurance carrier or find something new.

I recommend shopping around for quotes at least once a year, though to be sure you’re getting the absolute best rates, consider shopping for new quotes every six months.

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When renewing or shopping for insurance, know that changes in your company could impact your exposure as well as your insurance needs. Make sure any upheavals, such as changing locations, large renovations or expansions are taken into consideration and updated for the renewal.

We’ve seen the cost of essentially everything go up. When shopping for the most cost-effective insurance solution for your business, it’s good not only to be proactive but also to make sure you and your business are covered correctly. Look at the policies available; know your coverage options; update company changes and information; and know the policy exclusions. Saving money is important, but when it comes to making a claim, good coverage is crucial.

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