When business slows for the season, you may have more time to take care of things you put off. Many pool professionals use this time to clean up their business. When it comes to insurance needs, evaluate your business and the way it functions. Make sure all your employees are listed under your policy. Make…
Some pool professionals stick to just servicing residential accounts, while others have a mixture of commercial and residential ± or even just commercial only. A commercial or public pool or spa may be defined as one that is used by the public, from clubs and HOA-run residential communities to municipal pools and hotels. Particular equipment, design…
As a pool service and repair professional, having a general liability policy is important to protect yourself and your clients. General liability insurance is insurance protection for third-party property damage or personal/advertising injuries allegedly caused by the business owner or an employee. Most third parties that require a pool professional to have a general liability policy are looking…
Over the last 16 years in the insurance industry, specifically for pool professionals, I’ve seen claims from small to large, ranging from less than $600 to $2 million paid out. I sometimes cringe at the mistakes and accidents pool professionals make, but that is why they have and need insurance. I can always guarantee the…
For the past 16 years, I have been in the insurance industry for pool service and repair professionals. I have seen quite a few claims come across my desk, from small to large and even fraud. There are many reasons we all carry so much insurance. Insurance helps consumers recover financially from unexpected events. There…
Years ago, a pool pro told me he did not need general liability insurance because he was nice to small animals. In the 16 years of my career, I am pretty sure being nice to small animals will not save you from a claim due to you overfilling a pool and flooding your customer’s basement….
Vehicles that transport workers and chemicals to and from job sites aren’t often front of mind when buying insurance for a pool service, building or retail company. Every business needs general-liability insurance, but it is more important to have the correct insurance coverage. “We find most pool-related accounts do not have proper coverage,” says Jeannette…
An increasing number of commercial pool owners are requiring any service profession who offers pool maintenance to carry liability insurance. As the exclusive insurance provider for the Independent Pool & Spa Service Association since 1981, Ray Arouesty, J.D., senior vice president of Arrow Insurance Service (a division of HUB International Insurance Services, Inc. in West…
The job requirement of a pool service technician isn’t just to clean leaves out of the pool. If there’s a job that a general contractor can do, you can be sure that most pool service technicians can do it, too. However, that expanded list of job requirements means pool service technicians need an expanded insurance…